First-time buyers and homeowners alike are being helped to make their ambitions of owning a property a reality by Linden Homes at a number of its developments of new-build homes in Yorkshire right now. The company is offering a range of assistance initiatives including FirstBuy, NewBuy and Part Exchange to suit an array of house-hunters across the region and at many of them, buyers can still back their ideal property and move into it in time for Christmas.
Linden Homes sales manager Warren O'Callaghan says: "With the children now settled into a new school year, the focus for many is on Christmas - and the possibility of moving to a brand new home. Autumn is the perfect time to start the process."
FirstBuy is a government-backed scheme that allows first-time buyers to have 100% ownership of their new home but defer payment of up to 20% of the upfront price. This is covered by an equity loan from the housebuilder and the Homes and Communities Agency, which is interest free for five years and repayable at the end of the mortgage period or when the property is sold.
NewBuy is open to those buying a first home or moving from an existing property to a new-build home worth up to £500,000. The scheme provides mortgages that require a deposit of as little as 5%, which could suit homebuyers unable to save the large deposits that many mortgage lenders require or with little equity to use in the purchase of a new home.
Linden Homes' own part exchange scheme is a way for homeowners struggling to sell their current property to use it to purchase a new Linden home. It could also be used by those who simply wish to avoid the process of selling their home on the open market. Based on independent valuations, Linden Homes offers a price for your home which if accepted, means they act as cash buyer, avoiding a chain, removing the need to pay an estate agent and allowing the buyer to stay in their old property until the new one is ready.
Ask the sales teams about these incentives when looking for new homes on the following Linden Homes developments in Yorkshire: