Stewart Milne Homes makes buying affordable across Scotland

At sites across Scotland from Aberdeen to Wishaw , Stewart Milne Homes is rolling out its First Time Buyer Plan, which aims to combine the aspirations of new buyers with manageable mortgage repayments. The housebuilder is offering a wide range of one-, two- and three-bedroom new homes in Scotland; a selection of executive apartments and terraces, available with financial enablers; plus a new range of specially designed and priced houses - so there is a practical and affordable solution for everyone.

In Aberdeen and Tayside, buyers can choose from Stewart Milne Homes' new collection of genuinely affordable homes, comprising a selection of one- and two-bedroom houses priced from as little as £88,995 (£404 per month). Commenting on the Collection, Group Managing Director John Slater says: "With first-time buyers now largely professionals, couples and young families, we are creating traditionally styled one- and two-bedroom houses within a first-time buyer price bracket, ensuring mortgages are obtainable. And, with many lenders offering mortgages of up to 90% with houses, deposit requirements for these properties are much more manageable."

At the company's Churchfields development in Errol, the collection is available at prices from £92,495; and at Strathearn View in Crieff, these beautifully designed homes are available from £88,995. More new locations for the collection will be rolled out over 2012.

Meanwhile, Stewart Milne Homes is offering a variety of one-, two- and three-bedroom new homes in Aberdeenshire, Stirling, Wishaw and The Lothians, available from as little as £443 per month with its Deferred Payment Plan. The Plan enables buyers to purchase a new home with a mortgage for as little as 75% of its value, and a deposit of between five and ten per cent, significantly reducing monthly repayments.

John Slater adds: "Our Deferred Payment Purchase Plan has proved an outstanding success and for 2012 we have increased the availability of the Plan to a variety of new locations, offering first-time buyers a wider choice of affordable homes."

In Stirling, the newly launched two-bedroom terraced homes at Wallace Gardens are priced from as little as £602 per month while in Wishaw, two-bedroom homes at Morningside Gardens can be purchased with monthly mortgage repayments of just £443.

Buyers in East Scotland can chose from the new two-bedroom apartments at Hopefield View in Bonnyrigg, priced from £627 per month, and the three-bedroom terraced homes at Athena Grange in Prestonpans, costing as little as £663 a month.

In the North East, one-bedroom executive apartments at Broadshade in Westhill are priced from just £625 per month with the Deferred Payment Plan while, at Silver Birches in Alford, a two-bedroom terraced mews can be purchased for as little as £589 per month.

In addition to this comprehensive range of financial enablers from the company, many Stewart Milne Homes also come with a choice of flooring , curtains and carpets, a 40-inch plasma TV and home cinema, plus, where appropriate, landscaped gardens. Quite a start for the stylish new homeowner!

All first-time buyers also benefit from mortgage protection insurance and no Stamp Duty on homes under £250,000 settled prior to 24th March 2012.

Prices start at £92,495 for a collection of stylish starter homes at Churchfields in Errol, part of Stewart Milne Homes' First Time Buyer Plan to provide affordable properties to those new to homeownership