Paragon Mortgages

With savers receiving dismal returns from banks and building societies, a growing number of people are, unsurprisingly, turning to property as a means of supplementing their income.

While most saving rate accounts are currently offering well under 3% interest on your money, a recent PRS Trends Survey, commissioned by specialist buy-to-let mortgage lender Paragon Mortgages, found that UK landlords are achieving an average rental return of well in excess of 6%.

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Rental values in England and Wales increased for the third month in a row in June, once again reinforcing the fact that now is a good time to invest in the buy-to-let market.

The latest Buy-to-Let Index from LSL Property Services plc shows that average rents rose by 0.9% to £718 per calendar month, which is just short of the all-time high of £720pcm reached last autumn.

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Ever since the property sales market began to encounter difficulties at the start of the global credit crisis in 2007, many landlords have benefitted from a hike in demand from people looking to rent.

While some tenants wait to see what will happen to the property before buying a new home, others are caught in the rental trap because they cannot raise the necessary mortgage to finance a property purchase.

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A recent Mortgage blog on WhatHouse.co.uk, which looked at ‘how to use equity to expand your property portfolio', pointed out that buy-to-let remortgages are currently at their highest level so far in 2012, reflecting the fact that more investors are taking advantage of favourable market conditions and adding to their buy-to-let portfolios.

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By Marc Da Silva.

Last month I attended an 'open house' in Cricklewood, north west London, along with about another 20 prospective purchasers. By Monday morning the estate agent had received five offers for the three-bedroom semi-detached house, which went under offer soon after. The house was snapped up by a local landlord who was unsurprisingly desperate to take advantage of rising rents by adding to his existing property portfolio.

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Anyone investing in property ultimately wants to know where to invest for getting maximum rental return.

The first rental yield league table of 2012 has revealed that the highest average rental yield in the UK is currently being achieved by landlords in the North West of England.

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Are you a first-time ‘buy-to-let' investor? Or, are you looking to add to your property portfolio? If so, you're not alone. New figures have shown that buy-to-let mortgage applications are on the rise. And, the increase is being partly driven by first-time landlords looking to take advantage of low interest rates and cheap property.

With rental values rising across the country, property investor appetite among landlords is unsurprisingly growing, with one in five landlords having added additional residential property assets to their portfolios during 2011, according to the latest Young Index report of Private Rented Sector.

The report says that investor activity was driven by positive expectations for both capital growth and income returns for the year ahead.

Linden Homes North is optimistic about the New Year, and has plans for further growth into and around the Yorkshire region.

With research showing that more landlords are actively looking to add to their property portfolios in the coming months, Lee Watts, managing director of Kinleigh Folkard & Hayward estate agents, believes that housebuilders will increase the supply of